I wish straight someone with expereince archiving bankruptcy EM explain, what reallty bad over it were and which a use was. I have approximately 1/10 the income, which I with same and which has higher expenses. Houses and insurance and other calculations. I, although I would be to the Catchup for years able and there is not happened. So I have really no other choice differently than a straight out miracle. again I shifted this, because I mean changes to redeem would like, but quite at this point after years of trying to play catch he me tighten my not to wish very small examination decorate I a small child do not happen, for itself over to care have. it constant calculations that I was, weigh not able to pay mean understanding, down as much, which I cannot think of Nay more ways to make money. But I continue trying. IF you not did not archive necessity to answer this question